Write off up to 80% of your unaffordable debt
Don’t let your money worries cast a shadow over your life.
- Write off up to 80% of debt
- Combine debts into one affordable payment
- Government-legislated debt relief program
- Freeze interest and charges completely
Safe, secure & confidential
Benefits of a debt solution
Life benefits
- No more borrowing from friends & family
- Stop the stress of bills you can’t pay
- Get rid of those payday loans
- No running out of money so soon after payday
Financial benefits
- One affordable low monthly repayment
- Freeze all interest and charges
- No upfront costs
- Stop nasty phone calls from creditors
What our customers are saying
We’ve helped thousands of people find a solution to their needs.
Write off debts
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Cards
1
Fill out the form
Answer a few quick questions so we can understand how to help you.
2
Speak to our team
A debt expert will call you directly to learn more about your situation.
3
You decide
We’ll present options based on your budget and let you choose the best plan for you.
Let us help you deal with your debt with our confidential advice
After 45 years and over 200,000 Canadians helped, we’ve simplified debt relief—helping you write off unsecured debt and break free from financial stress.
You can eliminate most types of unsecured debt, including:
- Utility bills
- Personal loans
- Gambling debt
- Student loans
- Credit cards
- Business loans
- Payday loans
- Overdrafts
Here’s an example of how we can help
Let’s say you owe…
CRA Debt
$13,020.92
Canadian Tire Card
$8,244.36
TD Bank Overdraft
$1,539.09
Utilities Arrears
$760.68
CashMoney Loan
$2,302.40
Student Debt
$3,923.50
Total amount
$29,790.95
Customer monthly repayments before and after debt help
Monthly payments are based on individual financial circumstances.
How does it work?
Find out more about how a debt solution can write off the debts you can’t afford.
Consumer Proposal
- No up-front fee
- Slash monthly payments to one, affordable amount
- End creditor harassment and legal threats
- Protect your credit score and financial future
- Write off up to 80% of what you owe
Bankruptcy
- Get debt relief and a fresh start for your financial life
- Protection from creditor harassment and legal action
- Reduced stress from overwhelming debt
- More damaging to your credit
- Less control over the terms of the agreement
Our locations
We’ve helped thousands of people across Canada resolve their debts. For information specific to your province, please select the option below.