Write off up to 80% of your unaffordable debt
Don’t let your money worries cast a shadow over your life.
- Write off up to 80% of unaffordable debts
- Reduce debts into one affordable monthly payment
- Government-Legislated Debt Relief Program
- No interest and charges (completely frozen)
Safe, secure & confidential
Benefits of a debt solution
Life Benefits
- No more borrowing from friends & family
- Stop the stress of bills you can’t pay
- Get rid of those Payday loans
- No running out of money so soon after pay day
Financial benefits
- One affordable low monthly repayment
- Freeze all interest and charges
- No upfront costs
- Stop nasty phone calls from creditors
What debt are you most concerned about?
What our customers are saying.
We’ve helped thousands of people, just like you, find a solution to their needs.
Write off most types of debt:
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Debt
Our 3 step process
01. Fill out the form
Simply answer a few simple questions to allow us to understand how we can help you
02. Speak to one of our team
An experienced advisor will call your directly to find a little more about you and your circumstances
03. You decide
We’ll discuss the options for you, based on what you can afford, and allow you to decide the best plan for you
Let us help you deal with your debt with our confidential advice
We’ve helped thousands of people, just like you, write off unsecured debt they can’t afford and enjoy a life free of pressure and hassle from the people they owe money to.
You can write off most types of unsecured debt, including:
You can write off most types of unsecured debt, including:
- Utility bills
- Personal loans
- Gambling debt
- Student loans
- Credit cards
- Business loans
- Payday loans
- Overdrafts
Here’s an example of how we can help.
Let's say you owe...
CRA Debt
$13,020.92
Canadian Tire Card
$8,244.36
TD Bank Overdraft
$1,539.09
Utilities Arrears
$760.68
CashMoney Loan
$2,302.40
Student Debt
$3,923.50
Total amount owed:
$27,790.96
Customer monthly repayments before and after debt help
Monthly payments are based on individual financial circumstances
How does it work?
Find out more about how a debt solution can write off the debts you can’t afford.
Consumer Proposal
- No up-front fee
- Slash monthly payments to one, affordable amount
- End creditor harassment and legal threats
- Protect your credit score and financial future
- Write off more than 50% of what you owe
Bankruptcy
- Get debt relief and a fresh start for your financial life
- Protection from creditor harassment and legal action
- Reduced stress from overwhelming debt
- More damaging to your credit
- Less control over the terms of the agreement
James
Ontario
“No-one wants to admit that they’re struggling for money. But when I finally admitted it to myself, things began to get better. Asking for help was tough, but when I did, I felt instantly at ease knowing my monthly payments were reducing so drastically.”
Before plan
$438/pm
After plan
$120/pm
Laura
Ontario
“From the very beginning, my experience has been incredible. After a hesitant request for a consultation, I immediately receive a call. I went from worrying with every paycheque to being excited about taking concrete steps toward financial freedom. They were incredibly helpful, encouraging and non-judgemental about our situation.”
Before plan
$450/pm
After plan
$110/pm
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Our locations
We’ve helped thousands of people across Canada resolve their debts. For information specific to your province, please select the option below.