A couple sits on a couch, smiling because they've resolved their debts.
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Write off up to 80% of your unaffordable debt

Don’t let your money worries cast a shadow over your life.

  • Write off up to 80% of debt
  • Combine debts into one affordable payment
  • Government-legislated debt relief program
  • Freeze interest and charges completely

Safe, secure & confidential

Benefits of a debt solution

Life benefits

Financial benefits

  • No upfront costs

What our customers are saying

We’ve helped thousands of people find a solution to their needs.

Let us help you deal with your debt with our confidential advice

After 45 years and over 200,000 Canadians helped, we’ve simplified debt relief—helping you write off unsecured debt and break free from financial stress.

You can eliminate most types of unsecured debt, including:

  • Utility bills
  • Personal loans
  • Gambling debt
  • Student loans
  • Credit cards
  • Business loans
  • Payday loans
  • Overdrafts
Helping a couple deal with unsecured debt.

Let’s say you owe…

CRA Debt

$13,020.92

Canadian Tire Card

$8,244.36

TD Bank Overdraft

$1,539.09

Utilities Arrears

$760.68

CashMoney Loan

$2,302.40

Student Debt

$3,923.50

Total amount

$29,790.95

Customer monthly repayments before and after debt help

Before our help the debts totalled $756 per month.
After our help the debts totalled $174 per month.

How does it work?

Find out more about how a debt solution can write off the debts you can’t afford.

Consumer Proposal

  • No up-front fee
  • Slash monthly payments to one, affordable amount
  • End creditor harassment and legal threats
  • Protect your credit score and financial future
  • Write off up to 80% of what you owe

Bankruptcy

  • Get debt relief and a fresh start for your financial life
  • Protection from creditor harassment and legal action
  • Reduced stress from overwhelming debt
  • More damaging to your credit
  • Less control over the terms of the agreement

Our locations

We’ve helped thousands of people across Canada resolve their debts. For information specific to your province, please select the option below.