Debt Relief Alberta
Get the debt help you need with a program that’s tailored to your circumstances.
Amazing! So grateful! Thank you for helping me and cutting my debit in half as well as stopping interest and assisting me in affordable payments towards a clean bill of credit!
What is your current debt level?
Letting us know how much debt you current owe helps give us a picture of your current financial situation.
Freeze all interest and charges
One affordable low monthly repayment
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Debt relief programs available in Alberta
Choose the debt relief option that’s right for you
If you’re facing unmanageable levels of unsecured debt, it can be an incredibly stressful situation. Fortunately, there are debt relief programs available in Alberta which can help you lower your monthly payments and get your debt under control.
These programs are targeted at people who have accrued a level of debt they’re struggling to repay. They can help you streamline the debt repayment process, protect you from creditors, and may even allow you to write off a portion of your total debt.
Finding the right debt relief program takes time. The best solution for you depends on a range of factors, including your debt level, income, and the amount of assets you own. With our assistance, you can find a solution that deals with your debt and fits around your financial situation.
If you’re facing unmanageable levels of unsecured debt, it can be an incredibly stressful situation. Fortunately, there are debt relief programs available in Alberta which can help you lower your monthly payments and get your debt under control.
These programs are targeted at people who have accrued a level of debt they’re struggling to repay. They can help you streamline the debt repayment process, protect you from creditors, and may even allow you to write off a portion of your total debt.
Finding the right debt relief program takes time. The best solution for you depends on a range of factors, including your debt level, income, and the amount of assets you own. With our assistance, you can find a solution that deals with your debt and fits around your financial situation.
How we can help you with debt in Alberta
Take the first step towards reclaiming control of your finances. Here’s what to expect.
Complete the form and provide us with some key details to help us better understand your situation.
An advisor will reach out to you, offering expert guidance and tailored solutions to fit your unique needs.
Together, we will develop a personalized debt relief program designed to help you regain financial stability.
Debt Solution Finder
“I was tens of thousands of dollars in debt and had no idea what to do. Thankfully, the team at A. Fisher and Associates were really understanding from the start. They put me on a plan that has given me control over my financial situation, and I can now see light at the end of the tunnel. I’m so glad that I found them.”
Olivia Adams
Your Alberta debt experts
Get the professional debt advice you need to move forward
Trust the experts to help you wave goodbye to unaffordable debt
Finding debt relief can be a complex and overwhelming process. It requires the right guidance to navigate through the various options available.
At A. Fisher and Associates, we know firsthand the anxiety that debt can cause. With over 70 years’ combined experience in debt management, we specialize in helping people like you regain control of their debts and move towards a brighter financial future.
Whether you’re dealing with credit card debt or unpaid utility bills, the team at A. Fisher and Associates is well-placed to help. As Licensed Insolvency Trustees, not only do we have the expertise to improve your financial education, we’re also qualified to help you set up a debt relief program to deal with your unaffordable debt.
Finding debt relief can be a complex and overwhelming process. It requires the right guidance to navigate through the various options available.
At A. Fisher and Associates, we know firsthand the anxiety that debt can cause. With over 70 years’ combined experience in debt management, we specialize in helping people like you regain control of their debts and move towards a brighter financial future.
Whether you’re dealing with credit card debt or unpaid utility bills, the team at A. Fisher and Associates is well-placed to help. As Licensed Insolvency Trustees, not only do we have the expertise to improve your financial education, we’re also qualified to help you set up a debt relief program to deal with your unaffordable debt.
Frequently Asked Questions
Debt relief refers to various strategies and programs designed to help individuals and families struggling with overwhelming debt. These solutions aim to reduce the burden of debt, negotiate with creditors, and provide a path towards financial stability.
Debt relief options in Alberta include debt consolidation, debt settlement, consumer proposals, and bankruptcy.
Debt relief options in Alberta include debt consolidation, debt settlement, consumer proposals, and bankruptcy.
A Consumer proposal is a formal debt settlement arrangement regulated by the federal government. It allows you to make one affordable monthly payment to your creditors based on your income and assets.
This option may be suitable if you have a stable income and want to avoid bankruptcy. To determine if a Consumer proposal is right for you, it is recommended to consult with a Licensed Insolvency Trustee who can assess your situation and provide personalized advice.
This option may be suitable if you have a stable income and want to avoid bankruptcy. To determine if a Consumer proposal is right for you, it is recommended to consult with a Licensed Insolvency Trustee who can assess your situation and provide personalized advice.
No, a Consumer Proposal needs to be set up with a Licensed Insolvency Trustee (LIT). LITs are licensed professionals authorized by the government to administer debt relief programs and guide individuals through the process.
They have the expertise and legal authority to negotiate with your creditors and develop a suitable debt management plan based on your financial circumstances.
They have the expertise and legal authority to negotiate with your creditors and develop a suitable debt management plan based on your financial circumstances.
Yes, there are government debt relief programs available in Canada. However, debt forgiveness programs are rare and typically limited to specific circumstances, such as extreme financial hardship or specific types of loans, like student loans.
In Canada, debt relief grants or programs provided by the government are generally not widely available, however it is possible to write off a portion of your total debt using a Consumer Proposal. You should consult a Licensed Insolvency Trustee if you’re wondering whether this is the best option for you.
In Canada, debt relief grants or programs provided by the government are generally not widely available, however it is possible to write off a portion of your total debt using a Consumer Proposal. You should consult a Licensed Insolvency Trustee if you’re wondering whether this is the best option for you.
Debt relief options like Consumer Proposals and bankruptcy can have an impact on your credit rating. However, it’s important to consider that if you’re already struggling with debts owed and missed payments, your credit rating may already be affected, which can make it difficult to do things like take out loans or even open new bank accounts.
However, it’s important to remember that if you’re already struggling with overwhelming debt and missed payments, your credit rating may already be affected.
Working with a reputable debt relief company can help you rebuild your credit over time once you regain financial stability.
However, it’s important to remember that if you’re already struggling with overwhelming debt and missed payments, your credit rating may already be affected.
Working with a reputable debt relief company can help you rebuild your credit over time once you regain financial stability.
A Licensed Insolvency Trustee (LIT) is a licensed professional authorized by the government to administer debt relief programs, including Consumer proposals and bankruptcy. LITs are highly regulated and have extensive knowledge of insolvency laws and procedures.
On the other hand, debt settlement companies are private entities that negotiate with creditors to settle debts for a reduced amount. It’s important to note that only LITs can administer formal debt relief programs regulated by the government.
On the other hand, debt settlement companies are private entities that negotiate with creditors to settle debts for a reduced amount. It’s important to note that only LITs can administer formal debt relief programs regulated by the government.
The suitability of a debt consolidation loan versus a Consumer Proposal depends on your individual circumstances. A debt consolidation loan combines multiple debts into a single loan with one monthly payment. It may be a suitable option if you have good credit and can secure a loan with favorable terms.
A Consumer Proposal, however, offers a formalized debt settlement arrangement, allowing you to reduce your overall debt amount and make affordable monthly payments. Consulting with a Licensed Insolvency Trustee can help you determine the best course of action based on your specific financial situation.
A Consumer Proposal, however, offers a formalized debt settlement arrangement, allowing you to reduce your overall debt amount and make affordable monthly payments. Consulting with a Licensed Insolvency Trustee can help you determine the best course of action based on your specific financial situation.
The cost of using a debt repayment program varies depending on the program you choose. For example, debt consolidation loans may have interest charges and fees associated with the loan. In the case of a Consumer Proposal, you will need to pay fees to the Licensed Insolvency Trustee (LIT) for administering the program.
The cost structure will be explained to you by the LIT during the consultation process. Additionally, some programs may offer the option to repay the debt using a lump sum payment if you have access to the necessary funds.
The cost structure will be explained to you by the LIT during the consultation process. Additionally, some programs may offer the option to repay the debt using a lump sum payment if you have access to the necessary funds.